Our mission

Making credit decisioning
fair and fast

We believe every creditworthy borrower deserves access to capital — and every lender deserves the tools to identify them accurately.

Why we built SenteScore

Traditional credit scoring models were built for western, highly-banked populations with decades of credit history. They fail billions of creditworthy people across emerging markets.

We built SenteScore so that lenders can define what creditworthiness means in their specific market — incorporating local income patterns, mobile money behavior, social guarantees, and any other signal that matters to them.

1.7B
adults globally remain unbanked
$5.2T
credit gap for SMEs in developing economies
2022

SenteScore founded with a focus on dynamic credit decisioning

2023

Launched workflow automation and reached 50 lender clients

2024

Processed 2M+ applications across 12 countries

14-day free trial — no card required

Ready to transform
how you lend?

Join 150+ lenders using SenteScore to make faster, smarter, fairer credit decisions. Full feature access from day one.

14-day free trial · No credit card · Full feature access · Cancel anytime